Where Great Businesses Are Born

Kapital Bank, a proudly Mexican-made institution, has established itself as a benchmark for small and medium-sized business growth in Mexico. Its commitment to domestic production and the entrepreneurial ecosystem has earned it the coveted “Hecho en México” certification — placing it among the rare financial institutions that actively champion this movement.

Recently, the Polyforum Siqueiros served as the stage where public and private sector leaders convened to present initiatives aimed at advancing financial inclusion and banking access, with the broader goal of driving social development. In this context, Kapital Bank distinguishes itself as an institution built by Mexicans for Mexicans — designed to deliver products and growth programs that speak directly to the daily challenges SMEs face.

“Kapital was born as an SME, a company that believed in itself, and today it is a bank fully committed to supporting small and medium-sized businesses. This is not merely a financial decision — it is a social responsibility and a strategic bet on the country’s future,” says René Saúl, co-founder and CEO of Kapital Bank.

The institution has developed specific tools to streamline access to its financial management platform for SMEs with less than one year of operations — allowing them to optimize revenue, control expenses, and make informed decisions from day one. “SMEs account for 50% of GDP and generate more than 70% of employment. By giving them access to financing and technology, we are attacking poverty at its root,” adds Saúl.

Access to credit remains fundamental — and remains a persistent challenge in Mexico. Marcelo Ebrard, Secretary of Economy, underscored that only 37% of the population has access to formal credit, a reality that must change if the country is to unlock meaningful economic growth.

Within this initiative, Kapital Bank offers instruments such as factoring — which converts accounts receivable into immediate liquidity — and Crédito Flex, which provides the working capital needed to keep businesses in motion. These tools not only contribute to the stability of SMEs but actively promote sustainable growth.

“We share the cause of what is made in Mexico because it is intrinsic to who we are as a country. When an SME grows, families grow, communities grow, and Mexico grows,” concluded Saúl, reaffirming Kapital Bank’s commitment to the sector’s development.

Through a precise combination of innovation and social responsibility, Kapital Bank positions itself not merely as a bank, but as a strategic partner in building a more prosperous future for SMEs across Mexico.